Frederick Insurance is ready to help you get started on a new auto insurance policy. Our agents are well-versed in Florida auto insurance laws, and we ensure that your vehicle will be covered according to all legal guidelines.
Personal Injury Protection (PIP) Auto Insurance
Personal Injury Protection, or PIP, insurance covers injuries to yourself and relatives residing in same household, regardless of who was at fault in the accident. Your PIP insurance also covers your child in case of injury while riding a school bus, and it protects you when you are in someone else's car, or when walking or riding a bicycle.
Property Damage Liability Insurance (PDL)
PDL Insurance covers damage caused by you or members of your family when you are at fault in an accident. This damage could be to another vehicle, or to other property that is damaged when your car is involved in an accident.
Bodily Injury Liability Coverage (BIL)
While Florida does not require it for all drivers, people who have previous accidents or who have convictions for some offenses may have to purchase Bodily Injury Liability, or BIL, coverage. This insurance covers serious injuries or death to others when you are at fault in a crash. You are also covered for legal representation in the event of a lawsuit.
Failure to maintain proper auto insurance coverage in Florida can result in the suspension of your driving privileges and hefty fines. For a quote, try our online rating tool on auto insurance. Visit or call Frederick Insurance to discuss your policy needs and to speak with an experienced agent who can answer your questions.